Underpinned Property Insurance

Get the right underpinned property insurance by choosing from a panel of specialists. Benefits include –

  • Full cover for underpinned properties and listed buildings
  • Twenty-four hour claims hotline
  • Domestic helpline
  • Advice for tradesmen
  • Discount when you take out both buildings and contents cover
  • Flexible payment methods by credit card, debit card or direct debit



Subsidence is something that affects a lot of properties in the UK. It can make it very difficult to get your home insured for subsidence and also difficult to resell. Fortunately, there are subsidence insurance providers that specialise in insuring subsidence prone properties that have subsidence or have been underpinned. It’s useful to understand what causes subsidence as well as knowing what the tell tale signs are.

What Causes Subsidence & What are the Signs?

Subsidence is usually caused by a combination of things. One of the most common causes of subsidence is prolonged dry spells of weather combined with having large trees and shrubs next to your property. The reason for this is that when there is no moisture in the ground, the trees will extend their roots to find it. When the roots stretch under your property they can cause the soil beneath it to crack and become unstable. When the soil is already dry this is a perfect recipe for subsidence.

Another common cause of subsidence is if there is a leaking pipe outside the property. If it leaks into the soil beneath your property, this can also cause the soil to become unstable and result in subsidence. You may already know your house has subsidence but if not, there are some common signs to look out for. These include –

  • Cracks around windows and doors
  • Windows and doors sticking
  • Rippling in wallpaper

If you have noticed any of these signs then there is a good chance your property has subsidence and needs home subsidence insurance.

What is Underpinning and Underpinned Property Insurance?

Underpinning is a process that’s used to insert new foundations under the existing ones. This is very useful when subsidence is an issue and will make it much easier to get your home insured. There are a few different methods of underpinning and which is best for your property will depend on the type of property you have.

Why Underpinned Property Insurance?

If your home has been underpinned then it can be very beneficial to get underpinned property insurance for home. Some of the benefits include –

  • Cover for residential and commercial properties
  • Peace of mind
  • Increase the value of the property
  • Advice hotline
  • Easy claims process
  • Instant documentation

Get Subsidence Insurance Quotes Quickly & Easily

If you want to get quotes for underpinned property insurance in a quick and easy manner then you’re in the right place. Getting multiple quotes is one of the best ways to save money and now it’s easy than ever to do. Simply click the green button below and after providing some information you will then have access to quotes from a panel of underpinned property insurance specialists. It’s that simple!