What is Subsidence?

Subsidence is something that affects many properties throughout the UK. Subsidence can be explained simply as the downward movement of the ground beneath a property. With subsidence, the downward movement is not caused by the building’s weight but rather due to the soil beneath the building being unstable.

It is possible for a building to sink into the ground because of poor construction. This is known as ‘settlement’. The way you can distinguish settlement from subsidence is that with subsidence, the ground would sink downwards even if there were no building on top of it.

Subsidence is a big problem since it can easily result in damage to your building as well as reducing its value and making it more difficult to insure.

What Measures Can You Take?

One of the most common and effective means of treating properties that are prone to subsidence is known as underpinning. Underpinning is a process where the foundations of a property are strengthened in order to reduce the chances of subsidence causing damage. There are different types of underpinning processes that are used depending on the property type. Not all properties are suitable for underpinning so it’s important to have yours’ properly surveyed if you’re thinking of having it underpinned.

Getting Insurance for Properties Affected by Subsidence

If you own a property that’s affected by subsidence then you’ll need to get subsidence insurance. Subsidence insurance policies are tailored to suit the needs of the individual and will include the cost of repair to your property should it become damaged as a result of subsidence. There are many excellent providers of subsidence insurance who can provide cover at a very reasonable rate.

Useful Links

Distance for trees

Foundation calculator

Get Subsidence Insurance Quotes

If you have a property that’s vulnerable to subsidence damage then you might think getting it insured will be a big hassle. Thankfully this is not the case. One of the best ways you can save money on subsidence insurance is by getting quotes from multiple providers. At one time this would have meant calling each insurance on the phone to get a quote from each one. Now it’s as simple as clicking a button.

When you click the red button below you’ll be taken to the quote form page. Once you’ve provided some required information about your property and insurance requirements, you’ll then be sent your quotes from a panel of subsidence insurance specialists. All you have to do is pick the one that offers the best deal. It’s that simple!

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